>> Price Increases on Car Insurance for Women? How to Avoid a Rate Increase

Until the end of 2012, women across the UK were afforded car insurance premiums which were cheaper on average than the policies sold to their male counterparts. Thanks to statistics that suggest female drivers are involved in less accidents, at least before the age of 40, women were sold more budget friendly insurance. However, with the advent of a ban prohibiting insurance companies from factoring gender into insurance rates, if you are a woman in the UK you probably saw a rate increase. 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Add Security Features to Your Car

Gender was only just one factor considered in the calculation of a car insurance premium. Other details, like how likely your car is to be stolen are also key to determining if you are a high risk driver. If you want to enjoy lower insurance premiums, consider investing in an immobiliser or tracking device for your vehicle. While you will have to pay for this modification up front, you may be able to negotiate a discount from your insurer. You can also have more peace of mind about your car being recovered if it is the target of a successful car theft. 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Build a No Claims Bonus

You can build a no claims bonus in as little as one year. Essentially, this bonus gives you a discount off of your monthly bill by simply not filing any claims on your policy. Not all insurers offer this bonus automatically, so always inquire about it when you are deciding on a car insurance policy. You can enjoy significant savings on premium costs with a no claims bonus -- as much as 30 percent after a single year. Some insurers will allow you to build your bonus each year, reaching the maximum bonus after five years. Bear in mind that if you do file a claim, you will lose the bonus and your premiums may increase on top of that -- exponentially raising your insurance bills. 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Lower Your Mileage

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Bundle with Breakdown Cover

If you're a woman who doesn't know her way around changing a flat tyre or inspecting an engine, you may have breakdown cover on your vehicle. This cover steps in when you are stranded on the side of the road in a disabled car and need a technician to attempt roadside repairs or tow your vehicle to a nearby garage. Don't pay for breakdown cover with a different company than the one that holds your car insurance policy. When you bundle breakdown cover with your regular car insurance policy, you can often get a discount on both insurance policies. The next time you need to renew your car insurance policy, be sure to inquire about adding a breakdown cover to it. Then, of course, cancel other breakdown cover that you are already paying for.

>> Price Increases on Car Insurance for Women? How to Avoid a Rate Increase <<

Car insurance for women used to be widely accepted as a cheaper cover than what men were asked to pay. However, since this is no longer the case it's important to be diligent about seeking out discounts and opportunities to lower monthly bills. By minimizing the use of your car and limiting the number of claims you submit, you can see savings within the year. The next time you're in the market for a new car, pay attention to insurance groups. Cars with a lower group number are considered to be less costly to repair or replace and often have lower premiums attached to them.

>> Car Maintenance and the Importance of Authorized Ford Service Centres

Having your car serviced properly is the most important way to keep your vehicle in prime condition. Aside from that, proper servicing also increases the safety and durability of the vehicle. If you own a Ford, then the only way you can get proper servicing is by bringing it to an authorized Ford service center.

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 Vehicle service goes well beyond just fixing a problem. You have to make sure that the parts, the tools, and methods of service all follow the rigid instructions of the Ford Motor Company. There are a lot of service centers that will say they can repair your Ford vehicle, but if you want to be safe and sure with the vehicle repair, then the only way to do it is to bring your vehicle to an authorized Ford service center. Here are the reasons why you should do so:

  Warranty

Having your Ford serviced at an authorized Ford service center is the only way to keep its warranty. With your warranty still intact, you won’t have to worry about any repair costs should any problems arise with your vehicle within the warranty period. Just make sure to follow your vehicle maintenance schedule rigidly.

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Genuine Parts

Only authorized Ford dealerships Oakville drivers can trust have Ford-specific tools and the latest computerized diagnostic equipment designed specifically for your vehicle. Most importantly, all Ford dealers use original Ford Parts, engineered to fit and perform perfectly with your vehicle. If you take your vehicle to any random service center, chances are the replacement parts will be substandard, and this can cause a lot of trouble for you and your vehicle later.

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Quality of Service

The Ford service teams take as much care servicing Ford cars Oakville residents own as the manufacturing team that built it. The highly skilled and experienced mechanics will help keep your Ford car in tip-top condition and safe to drive. You can expect professional service whenever you step into an authorized Ford service center.

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There are a number of authorized Ford service centers in and around Oakville. In choosing a service provider, you should gather all information you can get about a particular service center, and check for the authenticity and the quality of service. Once you’ve found the best Ford dealership Oakville has to offer, schedule your next vehicle service with them. You can read more about the benefits of proper vehicle servicing

>> Car Maintenance and the Importance of Authorized Ford Service Centres <<